Financing

Construction Financing Options Tailored to Your Project

Whether you’re building your dream home, giving a property a fresh new look, or flipping a fixer-upper, we offer flexible financing solutions to support your vision. Here’s a breakdown of the types of construction financing we provide — all explained in everyday language.

Luxury Ground-Up Construction Loans

PURPOSE
We specialize in constructing top-quality commercial buildings that meet the needs of our clients.

HOW IT WORKS:
We provide a first mortgage (primary loan) to cover the construction of a custom or luxury home.

KEY BENEFITS

  • Tailored to the unique needs of your build
  • Competitive rates for qualified borrowers
  • Streamlined process for experienced builders and developers
  • 100% Financing to $4 million for eligible Veterans
  • Downpayment varies based on Occupancy, Loan Amount, Credit Score

Purchase + Renovation Loans

PURPOSE
Buy a property and fund renovations with a single loan.

HOW IT WORKS:
One loan covers both the purchase and renovation.

KEY BENEFITS

  • Simplifies the financing process
  • Ideal for buyers planning immediate improvements

Cross Collateralization Loans

PURPOSE
Building a new home from the ground up.

HOW IT WORKS:
We provide a first mortgage (primary loan) to cover the construction of a custom or luxury home.

KEY BENEFITS

  • Tailored to the unique needs of your build
  • Competitive rates for qualified borrowers
  • Streamlined process for experienced builders and developers
  • 100% Financing to $4 million for eligible Veterans
  • Downpayment varies based on Occupancy, Loan Amount, Credit Score

Renovation Loans

PURPOSE
Major upgrades, additions, or improvements to an existing home.

HOW IT WORKS:
Get financing to renovate a home you already own or plan to purchase.

OPTION INCLUDE:

  • Traditional Renovation Loan – Funds provided up front for major projects
  • Renovation HELOC – Access funds as needed with no draw schedule
  • Up to 125% of Current Value
  • Up to 95% of As-Completed Value

Fix & Flip Loans

PURPOSE
Buy, renovate, and sell properties for a profit.

HOW IT WORKS:
Short-term financing designed specifically for investors flipping properties.

KEY BENEFITS

  • Fast approvals and closings
  • Designed for new and experienced flippers
  • Flexible repayment terms

Bridge Loans

PURPOSE
Buy or build a new property before selling your current one.

HOW IT WORKS:
A short-term “bridge” loan to span the gap.

KEY BENEFITS

  • No rush to sell your current home
  • Great for relocations or upsizing

Why Choose Us?

We don’t believe in one-size-fits-all. Every construction project is different, and we tailor the financing to fit your needs — whether you’re building a luxury estate, flipping a property, or remodeling your forever home.

Let’s talk about your project and find the right solution together.