Whether you’re building your dream home, giving a property a fresh new look, or flipping a fixer-upper, we offer flexible financing solutions to support your vision. Here’s a breakdown of the types of construction financing we provide — all explained in everyday language.
Purpose: Building a new home from the ground up
How it works: We provide a first mortgage (primary loan) to cover the construction of a custom or luxury home.
Key Benefits:
• Tailored to the unique needs of your build
• Competitive rates for qualified borrowers
• Streamlined process for experienced builders and developers
• 100% Financing to $4 million for eligible Veterans
• Downpayment varies based on Occupancy, Loan Amount, Credit Score
Purpose: Buy a property and fund renovations with a single loan
How it works: One loan covers both the purchase and renovation.
Key Benefits:
• Simplifies the financing process
• Ideal for buyers planning immediate improvements
Purpose: Building a new home from the ground up
How it works: We provide a first mortgage (primary loan) to cover the construction of a custom or luxury home.
Key Benefits:
• Tailored to the unique needs of your build
• Competitive rates for qualified borrowers
• Streamlined process for experienced builders and developers
• 100% Financing to $4 million for eligible Veterans
• Downpayment varies based on Occupancy, Loan Amount, Credit Score
Purpose: Major upgrades, additions, or improvements to an existing home
How it works: Get financing to renovate a home you already own or plan to purchase.
Options Include:
• Traditional Renovation Loan – Funds provided up front for major projects
• Renovation HELOC – Access funds as needed with no draw schedule
• Up to 125% of Current Value
• Up to 95% of As-Completed Value
Purpose: Buy, renovate, and sell properties for a profit
How it works: Short-term financing designed specifically for investors flipping properties.
Key Benefits:
• Fast approvals and closings
• Designed for new and experienced flippers
• Flexible repayment terms
Purpose: Buy or build a new property before selling your current one
How it works: A short-term “bridge” loan to span the gap
Key Benefits:
• No rush to sell your current home
• Great for relocations or upsizing
Let’s talk about your project and find the right solution together.